LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,639
−HK$792/mo
▼ 0.25% · 3.875%
HK$13,032
−HK$399/mo
Today · 4.125%
HK$13,431
baseline
▲ 0.50% · 4.625%
HK$14,248
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,862/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,060
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,437
−HK$383/mo
Today · 4.125%
HK$14,820
baseline
▲ 0.50% · 4.625%
HK$15,601
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,640/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,166
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,638
−HK$479/mo
Today · 4.125%
HK$16,117
baseline
▲ 0.50% · 4.625%
HK$17,098
+HK$981/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,234/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,872
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,325
−HK$459/mo
Today · 4.125%
HK$17,784
baseline
▲ 0.50% · 4.625%
HK$18,721
+HK$937/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,568/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,694
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,244
−HK$560/mo
Today · 4.125%
HK$18,804
baseline
▲ 0.50% · 4.625%
HK$19,948
+HK$1,144/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,608/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,684
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,212
−HK$536/mo
Today · 4.125%
HK$20,748
baseline
▲ 0.50% · 4.625%
HK$21,842
+HK$1,094/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,496/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,749
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$719/mo
Today · 4.125%
HK$24,176
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,471/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,352/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,309
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$689/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,406/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,709 · Scale 2, in force from 26 Feb 2026)