LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,389
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$130,320
−HK$3,994/mo
Today · 4.125%
HK$134,314
baseline
▲ 0.50% · 4.625%
HK$142,487
+HK$8,173/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$268,628/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,606
−HK$7,597/mo
▼ 0.25% · 3.875%
HK$144,377
−HK$3,826/mo
Today · 4.125%
HK$148,203
baseline
▲ 0.50% · 4.625%
HK$156,015
+HK$7,812/mo
Deposit HK$27.71M · loan HK$27.71M · min. income ≈ HK$296,406/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,667
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$156,384
−HK$4,793/mo
Today · 4.125%
HK$161,177
baseline
▲ 0.50% · 4.625%
HK$170,985
+HK$9,808/mo
Deposit HK$22.17M · loan HK$33.26M · min. income ≈ HK$322,354/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,727
−HK$9,116/mo
▼ 0.25% · 3.875%
HK$173,253
−HK$4,590/mo
Today · 4.125%
HK$177,843
baseline
▲ 0.50% · 4.625%
HK$187,218
+HK$9,375/mo
Deposit HK$22.17M · loan HK$33.26M · min. income ≈ HK$355,686/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,944
−HK$11,096/mo
▼ 0.25% · 3.875%
HK$182,448
−HK$5,592/mo
Today · 4.125%
HK$188,040
baseline
▲ 0.50% · 4.625%
HK$199,482
+HK$11,442/mo
Deposit HK$16.63M · loan HK$38.80M · min. income ≈ HK$376,080/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,849
−HK$10,635/mo
▼ 0.25% · 3.875%
HK$202,128
−HK$5,356/mo
Today · 4.125%
HK$207,484
baseline
▲ 0.50% · 4.625%
HK$218,421
+HK$10,937/mo
Deposit HK$16.63M · loan HK$38.80M · min. income ≈ HK$414,968/mo (50% DSR)
Upfront cash ≈ HK$18.98M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,500
−HK$14,266/mo
▼ 0.25% · 3.875%
HK$234,576
−HK$7,190/mo
Today · 4.125%
HK$241,766
baseline
▲ 0.50% · 4.625%
HK$256,477
+HK$14,711/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$483,532/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,091
−HK$13,674/mo
▼ 0.25% · 3.875%
HK$259,879
−HK$6,886/mo
Today · 4.125%
HK$266,765
baseline
▲ 0.50% · 4.625%
HK$280,826
+HK$14,061/mo
Deposit HK$5.54M · loan HK$49.88M · min. income ≈ HK$533,530/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,355,666 · Scale 2, in force from 26 Feb 2026)