LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,642
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,035
−HK$400/mo
Today · 4.125%
HK$13,435
baseline
▲ 0.50% · 4.625%
HK$14,252
+HK$817/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,870/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,064
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,441
−HK$383/mo
Today · 4.125%
HK$14,824
baseline
▲ 0.50% · 4.625%
HK$15,605
+HK$781/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,648/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,170
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,642
−HK$480/mo
Today · 4.125%
HK$16,122
baseline
▲ 0.50% · 4.625%
HK$17,103
+HK$981/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,244/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,877
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,329
−HK$460/mo
Today · 4.125%
HK$17,789
baseline
▲ 0.50% · 4.625%
HK$18,726
+HK$937/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,578/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,699
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$18,249
−HK$559/mo
Today · 4.125%
HK$18,808
baseline
▲ 0.50% · 4.625%
HK$19,953
+HK$1,145/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,616/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,690
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,218
−HK$535/mo
Today · 4.125%
HK$20,753
baseline
▲ 0.50% · 4.625%
HK$21,847
+HK$1,094/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,506/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,755
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,463
−HK$719/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,654
+HK$1,472/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,315
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$689/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,089
+HK$1,406/mo
Deposit HK$554K · loan HK$4.99M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,742 · Scale 2, in force from 26 Feb 2026)