LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,424
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$130,357
−HK$3,995/mo
Today · 4.125%
HK$134,352
baseline
▲ 0.50% · 4.625%
HK$142,527
+HK$8,175/mo
Deposit HK$27.72M · loan HK$27.72M · min. income ≈ HK$268,704/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,646
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$144,418
−HK$3,827/mo
Today · 4.125%
HK$148,245
baseline
▲ 0.50% · 4.625%
HK$156,059
+HK$7,814/mo
Deposit HK$27.72M · loan HK$27.72M · min. income ≈ HK$296,490/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,709
−HK$9,514/mo
▼ 0.25% · 3.875%
HK$156,428
−HK$4,795/mo
Today · 4.125%
HK$161,223
baseline
▲ 0.50% · 4.625%
HK$171,033
+HK$9,810/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$322,446/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,775
−HK$9,118/mo
▼ 0.25% · 3.875%
HK$173,302
−HK$4,591/mo
Today · 4.125%
HK$177,893
baseline
▲ 0.50% · 4.625%
HK$187,270
+HK$9,377/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$355,786/mo (50% DSR)
Upfront cash ≈ HK$24.53M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,994
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$182,500
−HK$5,593/mo
Today · 4.125%
HK$188,093
baseline
▲ 0.50% · 4.625%
HK$199,538
+HK$11,445/mo
Deposit HK$16.63M · loan HK$38.81M · min. income ≈ HK$376,186/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,904
−HK$10,638/mo
▼ 0.25% · 3.875%
HK$202,185
−HK$5,357/mo
Today · 4.125%
HK$207,542
baseline
▲ 0.50% · 4.625%
HK$218,482
+HK$10,940/mo
Deposit HK$16.63M · loan HK$38.81M · min. income ≈ HK$415,084/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,564
−HK$14,270/mo
▼ 0.25% · 3.875%
HK$234,643
−HK$7,191/mo
Today · 4.125%
HK$241,834
baseline
▲ 0.50% · 4.625%
HK$256,549
+HK$14,715/mo
Deposit HK$5.54M · loan HK$49.90M · min. income ≈ HK$483,668/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,163
−HK$13,677/mo
▼ 0.25% · 3.875%
HK$259,952
−HK$6,888/mo
Today · 4.125%
HK$266,840
baseline
▲ 0.50% · 4.625%
HK$280,906
+HK$14,066/mo
Deposit HK$5.54M · loan HK$49.90M · min. income ≈ HK$533,680/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,331 · Scale 2, in force from 26 Feb 2026)