LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,439
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$130,372
−HK$3,995/mo
Today · 4.125%
HK$134,367
baseline
▲ 0.50% · 4.625%
HK$142,543
+HK$8,176/mo
Deposit HK$27.72M · loan HK$27.72M · min. income ≈ HK$268,734/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,662
−HK$7,599/mo
▼ 0.25% · 3.875%
HK$144,434
−HK$3,827/mo
Today · 4.125%
HK$148,261
baseline
▲ 0.50% · 4.625%
HK$156,076
+HK$7,815/mo
Deposit HK$27.72M · loan HK$27.72M · min. income ≈ HK$296,522/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,726
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$156,446
−HK$4,795/mo
Today · 4.125%
HK$161,241
baseline
▲ 0.50% · 4.625%
HK$171,052
+HK$9,811/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$322,482/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,794
−HK$9,119/mo
▼ 0.25% · 3.875%
HK$173,321
−HK$4,592/mo
Today · 4.125%
HK$177,913
baseline
▲ 0.50% · 4.625%
HK$187,292
+HK$9,379/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$355,826/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,014
−HK$11,100/mo
▼ 0.25% · 3.875%
HK$182,520
−HK$5,594/mo
Today · 4.125%
HK$188,114
baseline
▲ 0.50% · 4.625%
HK$199,561
+HK$11,447/mo
Deposit HK$16.63M · loan HK$38.81M · min. income ≈ HK$376,228/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,926
−HK$10,640/mo
▼ 0.25% · 3.875%
HK$202,208
−HK$5,358/mo
Today · 4.125%
HK$207,566
baseline
▲ 0.50% · 4.625%
HK$218,507
+HK$10,941/mo
Deposit HK$16.63M · loan HK$38.81M · min. income ≈ HK$415,132/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,590
−HK$14,271/mo
▼ 0.25% · 3.875%
HK$234,669
−HK$7,192/mo
Today · 4.125%
HK$241,861
baseline
▲ 0.50% · 4.625%
HK$256,578
+HK$14,717/mo
Deposit HK$5.54M · loan HK$49.90M · min. income ≈ HK$483,722/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,191
−HK$13,679/mo
▼ 0.25% · 3.875%
HK$259,982
−HK$6,888/mo
Today · 4.125%
HK$266,870
baseline
▲ 0.50% · 4.625%
HK$280,937
+HK$14,067/mo
Deposit HK$5.54M · loan HK$49.90M · min. income ≈ HK$533,740/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,596 · Scale 2, in force from 26 Feb 2026)