LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,448
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,382
−HK$3,996/mo
Today · 4.125%
HK$134,378
baseline
▲ 0.50% · 4.625%
HK$142,554
+HK$8,176/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$268,756/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,672
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$144,445
−HK$3,828/mo
Today · 4.125%
HK$148,273
baseline
▲ 0.50% · 4.625%
HK$156,088
+HK$7,815/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$296,546/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,738
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$156,458
−HK$4,795/mo
Today · 4.125%
HK$161,253
baseline
▲ 0.50% · 4.625%
HK$171,065
+HK$9,812/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$322,506/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,807
−HK$9,120/mo
▼ 0.25% · 3.875%
HK$173,334
−HK$4,593/mo
Today · 4.125%
HK$177,927
baseline
▲ 0.50% · 4.625%
HK$187,306
+HK$9,379/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$355,854/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,028
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$182,534
−HK$5,595/mo
Today · 4.125%
HK$188,129
baseline
▲ 0.50% · 4.625%
HK$199,576
+HK$11,447/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$376,258/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,941
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$202,223
−HK$5,359/mo
Today · 4.125%
HK$207,582
baseline
▲ 0.50% · 4.625%
HK$218,523
+HK$10,941/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$415,164/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,607
−HK$14,273/mo
▼ 0.25% · 3.875%
HK$234,687
−HK$7,193/mo
Today · 4.125%
HK$241,880
baseline
▲ 0.50% · 4.625%
HK$256,598
+HK$14,718/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$483,760/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,210
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$260,001
−HK$6,890/mo
Today · 4.125%
HK$266,891
baseline
▲ 0.50% · 4.625%
HK$280,959
+HK$14,068/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$533,782/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,775 · Scale 2, in force from 26 Feb 2026)