LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,459
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$130,392
−HK$3,997/mo
Today · 4.125%
HK$134,389
baseline
▲ 0.50% · 4.625%
HK$142,566
+HK$8,177/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$268,778/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,684
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$144,457
−HK$3,828/mo
Today · 4.125%
HK$148,285
baseline
▲ 0.50% · 4.625%
HK$156,101
+HK$7,816/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$296,570/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,750
−HK$9,516/mo
▼ 0.25% · 3.875%
HK$156,471
−HK$4,795/mo
Today · 4.125%
HK$161,266
baseline
▲ 0.50% · 4.625%
HK$171,079
+HK$9,813/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$322,532/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,821
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$173,348
−HK$4,594/mo
Today · 4.125%
HK$177,942
baseline
▲ 0.50% · 4.625%
HK$187,321
+HK$9,379/mo
Deposit HK$22.18M · loan HK$33.27M · min. income ≈ HK$355,884/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,042
−HK$11,102/mo
▼ 0.25% · 3.875%
HK$182,549
−HK$5,595/mo
Today · 4.125%
HK$188,144
baseline
▲ 0.50% · 4.625%
HK$199,592
+HK$11,448/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$376,288/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,958
−HK$10,641/mo
▼ 0.25% · 3.875%
HK$202,240
−HK$5,359/mo
Today · 4.125%
HK$207,599
baseline
▲ 0.50% · 4.625%
HK$218,541
+HK$10,942/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$415,198/mo (50% DSR)
Upfront cash ≈ HK$18.99M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,626
−HK$14,274/mo
▼ 0.25% · 3.875%
HK$234,706
−HK$7,194/mo
Today · 4.125%
HK$241,900
baseline
▲ 0.50% · 4.625%
HK$256,619
+HK$14,719/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$483,800/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,231
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$260,023
−HK$6,889/mo
Today · 4.125%
HK$266,912
baseline
▲ 0.50% · 4.625%
HK$280,982
+HK$14,070/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$533,824/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,356,969 · Scale 2, in force from 26 Feb 2026)