LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,464
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$130,398
−HK$3,997/mo
Today · 4.125%
HK$134,395
baseline
▲ 0.50% · 4.625%
HK$142,572
+HK$8,177/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$268,790/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,690
−HK$7,601/mo
▼ 0.25% · 3.875%
HK$144,464
−HK$3,827/mo
Today · 4.125%
HK$148,291
baseline
▲ 0.50% · 4.625%
HK$156,108
+HK$7,817/mo
Deposit HK$27.73M · loan HK$27.73M · min. income ≈ HK$296,582/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,757
−HK$9,517/mo
▼ 0.25% · 3.875%
HK$156,478
−HK$4,796/mo
Today · 4.125%
HK$161,274
baseline
▲ 0.50% · 4.625%
HK$171,087
+HK$9,813/mo
Deposit HK$22.18M · loan HK$33.28M · min. income ≈ HK$322,548/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,828
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$173,356
−HK$4,594/mo
Today · 4.125%
HK$177,950
baseline
▲ 0.50% · 4.625%
HK$187,330
+HK$9,380/mo
Deposit HK$22.18M · loan HK$33.28M · min. income ≈ HK$355,900/mo (50% DSR)
Upfront cash ≈ HK$24.54M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,050
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$182,557
−HK$5,596/mo
Today · 4.125%
HK$188,153
baseline
▲ 0.50% · 4.625%
HK$199,601
+HK$11,448/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$376,306/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,966
−HK$10,642/mo
▼ 0.25% · 3.875%
HK$202,249
−HK$5,359/mo
Today · 4.125%
HK$207,608
baseline
▲ 0.50% · 4.625%
HK$218,551
+HK$10,943/mo
Deposit HK$16.64M · loan HK$38.82M · min. income ≈ HK$415,216/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,636
−HK$14,275/mo
▼ 0.25% · 3.875%
HK$234,717
−HK$7,194/mo
Today · 4.125%
HK$241,911
baseline
▲ 0.50% · 4.625%
HK$256,630
+HK$14,719/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$483,822/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,243
−HK$13,681/mo
▼ 0.25% · 3.875%
HK$260,034
−HK$6,890/mo
Today · 4.125%
HK$266,924
baseline
▲ 0.50% · 4.625%
HK$280,994
+HK$14,070/mo
Deposit HK$5.55M · loan HK$49.91M · min. income ≈ HK$533,848/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,357,075 · Scale 2, in force from 26 Feb 2026)