LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,648
−HK$793/mo
▼ 0.25% · 3.875%
HK$13,041
−HK$400/mo
Today · 4.125%
HK$13,441
baseline
▲ 0.50% · 4.625%
HK$14,259
+HK$818/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,882/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,071
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,448
−HK$383/mo
Today · 4.125%
HK$14,831
baseline
▲ 0.50% · 4.625%
HK$15,613
+HK$782/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,662/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,178
−HK$951/mo
▼ 0.25% · 3.875%
HK$15,650
−HK$479/mo
Today · 4.125%
HK$16,129
baseline
▲ 0.50% · 4.625%
HK$17,111
+HK$982/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,258/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,885
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,338
−HK$459/mo
Today · 4.125%
HK$17,797
baseline
▲ 0.50% · 4.625%
HK$18,735
+HK$938/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,594/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,707
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,258
−HK$560/mo
Today · 4.125%
HK$18,818
baseline
▲ 0.50% · 4.625%
HK$19,963
+HK$1,145/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,636/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,699
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,227
−HK$536/mo
Today · 4.125%
HK$20,763
baseline
▲ 0.50% · 4.625%
HK$21,858
+HK$1,095/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,526/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,766
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,475
−HK$719/mo
Today · 4.125%
HK$24,194
baseline
▲ 0.50% · 4.625%
HK$25,666
+HK$1,472/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,388/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,327
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$689/mo
Today · 4.125%
HK$26,696
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,407/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$53,392/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$124,802 · Scale 2, in force from 26 Feb 2026)