LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,487
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$130,421
−HK$3,998/mo
Today · 4.125%
HK$134,419
baseline
▲ 0.50% · 4.625%
HK$142,598
+HK$8,179/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,838/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,715
−HK$7,603/mo
▼ 0.25% · 3.875%
HK$144,489
−HK$3,829/mo
Today · 4.125%
HK$148,318
baseline
▲ 0.50% · 4.625%
HK$156,136
+HK$7,818/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,636/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,784
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$156,505
−HK$4,797/mo
Today · 4.125%
HK$161,302
baseline
▲ 0.50% · 4.625%
HK$171,117
+HK$9,815/mo
Deposit HK$22.19M · loan HK$33.28M · min. income ≈ HK$322,604/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,858
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$173,387
−HK$4,594/mo
Today · 4.125%
HK$177,981
baseline
▲ 0.50% · 4.625%
HK$187,363
+HK$9,382/mo
Deposit HK$22.19M · loan HK$33.28M · min. income ≈ HK$355,962/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,081
−HK$11,105/mo
▼ 0.25% · 3.875%
HK$182,590
−HK$5,596/mo
Today · 4.125%
HK$188,186
baseline
▲ 0.50% · 4.625%
HK$199,637
+HK$11,451/mo
Deposit HK$16.64M · loan HK$38.83M · min. income ≈ HK$376,372/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,001
−HK$10,644/mo
▼ 0.25% · 3.875%
HK$202,285
−HK$5,360/mo
Today · 4.125%
HK$207,645
baseline
▲ 0.50% · 4.625%
HK$218,590
+HK$10,945/mo
Deposit HK$16.64M · loan HK$38.83M · min. income ≈ HK$415,290/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,676
−HK$14,277/mo
▼ 0.25% · 3.875%
HK$234,758
−HK$7,195/mo
Today · 4.125%
HK$241,953
baseline
▲ 0.50% · 4.625%
HK$256,676
+HK$14,723/mo
Deposit HK$5.55M · loan HK$49.92M · min. income ≈ HK$483,906/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,287
−HK$13,685/mo
▼ 0.25% · 3.875%
HK$260,080
−HK$6,892/mo
Today · 4.125%
HK$266,972
baseline
▲ 0.50% · 4.625%
HK$281,044
+HK$14,072/mo
Deposit HK$5.55M · loan HK$49.92M · min. income ≈ HK$533,944/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$2,357,492 · Scale 2, in force from 26 Feb 2026)