LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,502
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,437
−HK$3,998/mo
Today · 4.125%
HK$134,435
baseline
▲ 0.50% · 4.625%
HK$142,615
+HK$8,180/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,870/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,732
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$144,507
−HK$3,829/mo
Today · 4.125%
HK$148,336
baseline
▲ 0.50% · 4.625%
HK$156,155
+HK$7,819/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,672/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,803
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$156,525
−HK$4,797/mo
Today · 4.125%
HK$161,322
baseline
▲ 0.50% · 4.625%
HK$171,138
+HK$9,816/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,644/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,879
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$173,408
−HK$4,595/mo
Today · 4.125%
HK$178,003
baseline
▲ 0.50% · 4.625%
HK$187,386
+HK$9,383/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,006/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,103
−HK$11,106/mo
▼ 0.25% · 3.875%
HK$182,612
−HK$5,597/mo
Today · 4.125%
HK$188,209
baseline
▲ 0.50% · 4.625%
HK$199,661
+HK$11,452/mo
Deposit HK$16.64M · loan HK$38.83M · min. income ≈ HK$376,418/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,025
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$202,310
−HK$5,360/mo
Today · 4.125%
HK$207,670
baseline
▲ 0.50% · 4.625%
HK$218,617
+HK$10,947/mo
Deposit HK$16.64M · loan HK$38.83M · min. income ≈ HK$415,340/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,704
−HK$14,279/mo
▼ 0.25% · 3.875%
HK$234,787
−HK$7,196/mo
Today · 4.125%
HK$241,983
baseline
▲ 0.50% · 4.625%
HK$256,707
+HK$14,724/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$483,966/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,318
−HK$13,686/mo
▼ 0.25% · 3.875%
HK$260,112
−HK$6,892/mo
Today · 4.125%
HK$267,004
baseline
▲ 0.50% · 4.625%
HK$281,079
+HK$14,075/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$534,008/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,782 · Scale 2, in force from 26 Feb 2026)