LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,508
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,443
−HK$3,998/mo
Today · 4.125%
HK$134,441
baseline
▲ 0.50% · 4.625%
HK$142,622
+HK$8,181/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,882/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,739
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$144,513
−HK$3,830/mo
Today · 4.125%
HK$148,343
baseline
▲ 0.50% · 4.625%
HK$156,162
+HK$7,819/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,686/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,810
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$156,532
−HK$4,797/mo
Today · 4.125%
HK$161,329
baseline
▲ 0.50% · 4.625%
HK$171,146
+HK$9,817/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,658/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,887
−HK$9,124/mo
▼ 0.25% · 3.875%
HK$173,416
−HK$4,595/mo
Today · 4.125%
HK$178,011
baseline
▲ 0.50% · 4.625%
HK$187,394
+HK$9,383/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,022/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,111
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$182,620
−HK$5,598/mo
Today · 4.125%
HK$188,218
baseline
▲ 0.50% · 4.625%
HK$199,670
+HK$11,452/mo
Deposit HK$16.64M · loan HK$38.84M · min. income ≈ HK$376,436/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,034
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,319
−HK$5,361/mo
Today · 4.125%
HK$207,680
baseline
▲ 0.50% · 4.625%
HK$218,627
+HK$10,947/mo
Deposit HK$16.64M · loan HK$38.84M · min. income ≈ HK$415,360/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,714
−HK$14,280/mo
▼ 0.25% · 3.875%
HK$234,798
−HK$7,196/mo
Today · 4.125%
HK$241,994
baseline
▲ 0.50% · 4.625%
HK$256,719
+HK$14,725/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$483,988/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,330
−HK$13,687/mo
▼ 0.25% · 3.875%
HK$260,124
−HK$6,893/mo
Today · 4.125%
HK$267,017
baseline
▲ 0.50% · 4.625%
HK$281,091
+HK$14,074/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$534,034/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,889 · Scale 2, in force from 26 Feb 2026)