LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,508
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$130,443
−HK$3,999/mo
Today · 4.125%
HK$134,442
baseline
▲ 0.50% · 4.625%
HK$142,622
+HK$8,180/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,884/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,739
−HK$7,604/mo
▼ 0.25% · 3.875%
HK$144,514
−HK$3,829/mo
Today · 4.125%
HK$148,343
baseline
▲ 0.50% · 4.625%
HK$156,162
+HK$7,819/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,686/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,810
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$156,532
−HK$4,798/mo
Today · 4.125%
HK$161,330
baseline
▲ 0.50% · 4.625%
HK$171,146
+HK$9,816/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,660/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,887
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$173,417
−HK$4,595/mo
Today · 4.125%
HK$178,012
baseline
▲ 0.50% · 4.625%
HK$187,395
+HK$9,383/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,024/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,112
−HK$11,106/mo
▼ 0.25% · 3.875%
HK$182,621
−HK$5,597/mo
Today · 4.125%
HK$188,218
baseline
▲ 0.50% · 4.625%
HK$199,671
+HK$11,453/mo
Deposit HK$16.64M · loan HK$38.84M · min. income ≈ HK$376,436/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,035
−HK$10,645/mo
▼ 0.25% · 3.875%
HK$202,319
−HK$5,361/mo
Today · 4.125%
HK$207,680
baseline
▲ 0.50% · 4.625%
HK$218,627
+HK$10,947/mo
Deposit HK$16.64M · loan HK$38.84M · min. income ≈ HK$415,360/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,715
−HK$14,280/mo
▼ 0.25% · 3.875%
HK$234,798
−HK$7,197/mo
Today · 4.125%
HK$241,995
baseline
▲ 0.50% · 4.625%
HK$256,720
+HK$14,725/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$483,990/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,331
−HK$13,686/mo
▼ 0.25% · 3.875%
HK$260,125
−HK$6,892/mo
Today · 4.125%
HK$267,017
baseline
▲ 0.50% · 4.625%
HK$281,092
+HK$14,075/mo
Deposit HK$5.55M · loan HK$49.93M · min. income ≈ HK$534,034/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,357,896 · Scale 2, in force from 26 Feb 2026)