LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,517
−HK$7,933/mo
▼ 0.25% · 3.875%
HK$130,452
−HK$3,998/mo
Today · 4.125%
HK$134,450
baseline
▲ 0.50% · 4.625%
HK$142,631
+HK$8,181/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,900/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,748
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$144,523
−HK$3,830/mo
Today · 4.125%
HK$148,353
baseline
▲ 0.50% · 4.625%
HK$156,172
+HK$7,819/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,706/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,820
−HK$9,520/mo
▼ 0.25% · 3.875%
HK$156,542
−HK$4,798/mo
Today · 4.125%
HK$161,340
baseline
▲ 0.50% · 4.625%
HK$171,157
+HK$9,817/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,680/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,898
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$173,428
−HK$4,595/mo
Today · 4.125%
HK$178,023
baseline
▲ 0.50% · 4.625%
HK$187,407
+HK$9,384/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,046/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,123
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$182,633
−HK$5,597/mo
Today · 4.125%
HK$188,230
baseline
▲ 0.50% · 4.625%
HK$199,684
+HK$11,454/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$376,460/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,048
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,332
−HK$5,362/mo
Today · 4.125%
HK$207,694
baseline
▲ 0.50% · 4.625%
HK$218,641
+HK$10,947/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$415,388/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,730
−HK$14,280/mo
▼ 0.25% · 3.875%
HK$234,813
−HK$7,197/mo
Today · 4.125%
HK$242,010
baseline
▲ 0.50% · 4.625%
HK$256,736
+HK$14,726/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$484,020/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,347
−HK$13,688/mo
▼ 0.25% · 3.875%
HK$260,142
−HK$6,893/mo
Today · 4.125%
HK$267,035
baseline
▲ 0.50% · 4.625%
HK$281,110
+HK$14,075/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$534,070/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,047 · Scale 2, in force from 26 Feb 2026)