LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,519
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$130,455
−HK$3,998/mo
Today · 4.125%
HK$134,453
baseline
▲ 0.50% · 4.625%
HK$142,634
+HK$8,181/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,906/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,751
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$144,526
−HK$3,830/mo
Today · 4.125%
HK$148,356
baseline
▲ 0.50% · 4.625%
HK$156,176
+HK$7,820/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,712/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,823
−HK$9,521/mo
▼ 0.25% · 3.875%
HK$156,546
−HK$4,798/mo
Today · 4.125%
HK$161,344
baseline
▲ 0.50% · 4.625%
HK$171,161
+HK$9,817/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,688/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,902
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$173,431
−HK$4,596/mo
Today · 4.125%
HK$178,027
baseline
▲ 0.50% · 4.625%
HK$187,411
+HK$9,384/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,054/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,127
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$182,636
−HK$5,598/mo
Today · 4.125%
HK$188,234
baseline
▲ 0.50% · 4.625%
HK$199,688
+HK$11,454/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$376,468/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,052
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,337
−HK$5,361/mo
Today · 4.125%
HK$207,698
baseline
▲ 0.50% · 4.625%
HK$218,646
+HK$10,948/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$415,396/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,734
−HK$14,281/mo
▼ 0.25% · 3.875%
HK$234,818
−HK$7,197/mo
Today · 4.125%
HK$242,015
baseline
▲ 0.50% · 4.625%
HK$256,741
+HK$14,726/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$484,030/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,352
−HK$13,688/mo
▼ 0.25% · 3.875%
HK$260,147
−HK$6,893/mo
Today · 4.125%
HK$267,040
baseline
▲ 0.50% · 4.625%
HK$281,116
+HK$14,076/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$534,080/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,096 · Scale 2, in force from 26 Feb 2026)