LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,520
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$130,455
−HK$3,999/mo
Today · 4.125%
HK$134,454
baseline
▲ 0.50% · 4.625%
HK$142,635
+HK$8,181/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,908/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,752
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$144,527
−HK$3,830/mo
Today · 4.125%
HK$148,357
baseline
▲ 0.50% · 4.625%
HK$156,177
+HK$7,820/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,714/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,824
−HK$9,521/mo
▼ 0.25% · 3.875%
HK$156,547
−HK$4,798/mo
Today · 4.125%
HK$161,345
baseline
▲ 0.50% · 4.625%
HK$171,162
+HK$9,817/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$322,690/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,903
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$173,433
−HK$4,595/mo
Today · 4.125%
HK$178,028
baseline
▲ 0.50% · 4.625%
HK$187,412
+HK$9,384/mo
Deposit HK$22.19M · loan HK$33.29M · min. income ≈ HK$356,056/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,128
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$182,638
−HK$5,597/mo
Today · 4.125%
HK$188,235
baseline
▲ 0.50% · 4.625%
HK$199,689
+HK$11,454/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$376,470/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,053
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$202,338
−HK$5,361/mo
Today · 4.125%
HK$207,699
baseline
▲ 0.50% · 4.625%
HK$218,647
+HK$10,948/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$415,398/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,736
−HK$14,281/mo
▼ 0.25% · 3.875%
HK$234,820
−HK$7,197/mo
Today · 4.125%
HK$242,017
baseline
▲ 0.50% · 4.625%
HK$256,743
+HK$14,726/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$484,034/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,354
−HK$13,688/mo
▼ 0.25% · 3.875%
HK$260,149
−HK$6,893/mo
Today · 4.125%
HK$267,042
baseline
▲ 0.50% · 4.625%
HK$281,118
+HK$14,076/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$534,084/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,112 · Scale 2, in force from 26 Feb 2026)