LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,652
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,046
−HK$400/mo
Today · 4.125%
HK$13,446
baseline
▲ 0.50% · 4.625%
HK$14,264
+HK$818/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,892/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,076
−HK$760/mo
▼ 0.25% · 3.875%
HK$14,453
−HK$383/mo
Today · 4.125%
HK$14,836
baseline
▲ 0.50% · 4.625%
HK$15,618
+HK$782/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,672/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,183
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,655
−HK$480/mo
Today · 4.125%
HK$16,135
baseline
▲ 0.50% · 4.625%
HK$17,117
+HK$982/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,270/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,344
−HK$459/mo
Today · 4.125%
HK$17,803
baseline
▲ 0.50% · 4.625%
HK$18,742
+HK$939/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,606/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,713
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,264
−HK$560/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,969
+HK$1,145/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,706
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,234
−HK$536/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$21,865
+HK$1,095/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,774
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,482
−HK$720/mo
Today · 4.125%
HK$24,202
baseline
▲ 0.50% · 4.625%
HK$25,675
+HK$1,473/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,404/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,336
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,015
−HK$690/mo
Today · 4.125%
HK$26,705
baseline
▲ 0.50% · 4.625%
HK$28,112
+HK$1,407/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$53,410/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,844 · Scale 2, in force from 26 Feb 2026)