LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,528
−HK$7,934/mo
▼ 0.25% · 3.875%
HK$130,464
−HK$3,998/mo
Today · 4.125%
HK$134,462
baseline
▲ 0.50% · 4.625%
HK$142,644
+HK$8,182/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$268,924/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,761
−HK$7,605/mo
▼ 0.25% · 3.875%
HK$144,536
−HK$3,830/mo
Today · 4.125%
HK$148,366
baseline
▲ 0.50% · 4.625%
HK$156,186
+HK$7,820/mo
Deposit HK$27.74M · loan HK$27.74M · min. income ≈ HK$296,732/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,833
−HK$9,522/mo
▼ 0.25% · 3.875%
HK$156,556
−HK$4,799/mo
Today · 4.125%
HK$161,355
baseline
▲ 0.50% · 4.625%
HK$171,173
+HK$9,818/mo
Deposit HK$22.20M · loan HK$33.29M · min. income ≈ HK$322,710/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,913
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$173,443
−HK$4,596/mo
Today · 4.125%
HK$178,039
baseline
▲ 0.50% · 4.625%
HK$187,424
+HK$9,385/mo
Deposit HK$22.20M · loan HK$33.29M · min. income ≈ HK$356,078/mo (50% DSR)
Upfront cash ≈ HK$24.55M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,139
−HK$11,108/mo
▼ 0.25% · 3.875%
HK$182,649
−HK$5,598/mo
Today · 4.125%
HK$188,247
baseline
▲ 0.50% · 4.625%
HK$199,702
+HK$11,455/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$376,494/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,065
−HK$10,647/mo
▼ 0.25% · 3.875%
HK$202,351
−HK$5,361/mo
Today · 4.125%
HK$207,712
baseline
▲ 0.50% · 4.625%
HK$218,661
+HK$10,949/mo
Deposit HK$16.65M · loan HK$38.84M · min. income ≈ HK$415,424/mo (50% DSR)
Upfront cash ≈ HK$19.00M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,750
−HK$14,282/mo
▼ 0.25% · 3.875%
HK$234,834
−HK$7,198/mo
Today · 4.125%
HK$242,032
baseline
▲ 0.50% · 4.625%
HK$256,759
+HK$14,727/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$484,064/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,370
−HK$13,688/mo
▼ 0.25% · 3.875%
HK$260,165
−HK$6,893/mo
Today · 4.125%
HK$267,058
baseline
▲ 0.50% · 4.625%
HK$281,136
+HK$14,078/mo
Deposit HK$5.55M · loan HK$49.94M · min. income ≈ HK$534,116/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,259 · Scale 2, in force from 26 Feb 2026)