LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,543
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$130,480
−HK$3,999/mo
Today · 4.125%
HK$134,479
baseline
▲ 0.50% · 4.625%
HK$142,662
+HK$8,183/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$268,958/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,778
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$144,554
−HK$3,830/mo
Today · 4.125%
HK$148,384
baseline
▲ 0.50% · 4.625%
HK$156,206
+HK$7,822/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$296,768/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,852
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,576
−HK$4,799/mo
Today · 4.125%
HK$161,375
baseline
▲ 0.50% · 4.625%
HK$171,194
+HK$9,819/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$322,750/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,934
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,465
−HK$4,596/mo
Today · 4.125%
HK$178,061
baseline
▲ 0.50% · 4.625%
HK$187,447
+HK$9,386/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$356,122/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,161
−HK$11,109/mo
▼ 0.25% · 3.875%
HK$182,672
−HK$5,598/mo
Today · 4.125%
HK$188,270
baseline
▲ 0.50% · 4.625%
HK$199,726
+HK$11,456/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$376,540/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,090
−HK$10,648/mo
▼ 0.25% · 3.875%
HK$202,376
−HK$5,362/mo
Today · 4.125%
HK$207,738
baseline
▲ 0.50% · 4.625%
HK$218,688
+HK$10,950/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$415,476/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,778
−HK$14,284/mo
▼ 0.25% · 3.875%
HK$234,863
−HK$7,199/mo
Today · 4.125%
HK$242,062
baseline
▲ 0.50% · 4.625%
HK$256,791
+HK$14,729/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$484,124/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,401
−HK$13,690/mo
▼ 0.25% · 3.875%
HK$260,197
−HK$6,894/mo
Today · 4.125%
HK$267,091
baseline
▲ 0.50% · 4.625%
HK$281,170
+HK$14,079/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$534,182/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,550 · Scale 2, in force from 26 Feb 2026)