LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,549
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$130,486
−HK$3,999/mo
Today · 4.125%
HK$134,485
baseline
▲ 0.50% · 4.625%
HK$142,668
+HK$8,183/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$268,970/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,785
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$144,561
−HK$3,830/mo
Today · 4.125%
HK$148,391
baseline
▲ 0.50% · 4.625%
HK$156,213
+HK$7,822/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$296,782/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,859
−HK$9,523/mo
▼ 0.25% · 3.875%
HK$156,583
−HK$4,799/mo
Today · 4.125%
HK$161,382
baseline
▲ 0.50% · 4.625%
HK$171,202
+HK$9,820/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$322,764/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,942
−HK$9,127/mo
▼ 0.25% · 3.875%
HK$173,473
−HK$4,596/mo
Today · 4.125%
HK$178,069
baseline
▲ 0.50% · 4.625%
HK$187,456
+HK$9,387/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$356,138/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,169
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$182,680
−HK$5,599/mo
Today · 4.125%
HK$188,279
baseline
▲ 0.50% · 4.625%
HK$199,736
+HK$11,457/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$376,558/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,099
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$202,385
−HK$5,363/mo
Today · 4.125%
HK$207,748
baseline
▲ 0.50% · 4.625%
HK$218,698
+HK$10,950/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$415,496/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,789
−HK$14,284/mo
▼ 0.25% · 3.875%
HK$234,874
−HK$7,199/mo
Today · 4.125%
HK$242,073
baseline
▲ 0.50% · 4.625%
HK$256,803
+HK$14,730/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$484,146/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,413
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$260,209
−HK$6,895/mo
Today · 4.125%
HK$267,104
baseline
▲ 0.50% · 4.625%
HK$281,183
+HK$14,079/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$534,208/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,660 · Scale 2, in force from 26 Feb 2026)