LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,551
−HK$7,936/mo
▼ 0.25% · 3.875%
HK$130,488
−HK$3,999/mo
Today · 4.125%
HK$134,487
baseline
▲ 0.50% · 4.625%
HK$142,670
+HK$8,183/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$268,974/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,787
−HK$7,606/mo
▼ 0.25% · 3.875%
HK$144,563
−HK$3,830/mo
Today · 4.125%
HK$148,393
baseline
▲ 0.50% · 4.625%
HK$156,215
+HK$7,822/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$296,786/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,861
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,585
−HK$4,800/mo
Today · 4.125%
HK$161,385
baseline
▲ 0.50% · 4.625%
HK$171,204
+HK$9,819/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$322,770/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,944
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$173,475
−HK$4,597/mo
Today · 4.125%
HK$178,072
baseline
▲ 0.50% · 4.625%
HK$187,458
+HK$9,386/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$356,144/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,172
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$182,683
−HK$5,599/mo
Today · 4.125%
HK$188,282
baseline
▲ 0.50% · 4.625%
HK$199,738
+HK$11,456/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$376,564/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,102
−HK$10,649/mo
▼ 0.25% · 3.875%
HK$202,388
−HK$5,363/mo
Today · 4.125%
HK$207,751
baseline
▲ 0.50% · 4.625%
HK$218,701
+HK$10,950/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$415,502/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,792
−HK$14,285/mo
▼ 0.25% · 3.875%
HK$234,878
−HK$7,199/mo
Today · 4.125%
HK$242,077
baseline
▲ 0.50% · 4.625%
HK$256,807
+HK$14,730/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$484,154/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,417
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$260,213
−HK$6,895/mo
Today · 4.125%
HK$267,108
baseline
▲ 0.50% · 4.625%
HK$281,188
+HK$14,080/mo
Deposit HK$5.55M · loan HK$49.95M · min. income ≈ HK$534,216/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,358,695 · Scale 2, in force from 26 Feb 2026)