LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,655
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,049
−HK$400/mo
Today · 4.125%
HK$13,449
baseline
▲ 0.50% · 4.625%
HK$14,267
+HK$818/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$26,898/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,079
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,457
−HK$383/mo
Today · 4.125%
HK$14,840
baseline
▲ 0.50% · 4.625%
HK$15,622
+HK$782/mo
Deposit HK$2.77M · loan HK$2.77M · min. income ≈ HK$29,680/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,186
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,659
−HK$480/mo
Today · 4.125%
HK$16,139
baseline
▲ 0.50% · 4.625%
HK$17,121
+HK$982/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,278/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,895
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,348
−HK$460/mo
Today · 4.125%
HK$17,808
baseline
▲ 0.50% · 4.625%
HK$18,746
+HK$938/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,616/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,717
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,269
−HK$560/mo
Today · 4.125%
HK$18,829
baseline
▲ 0.50% · 4.625%
HK$19,974
+HK$1,145/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$37,658/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,711
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$20,239
−HK$536/mo
Today · 4.125%
HK$20,775
baseline
▲ 0.50% · 4.625%
HK$21,871
+HK$1,096/mo
Deposit HK$1.66M · loan HK$3.88M · min. income ≈ HK$41,550/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,780
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,488
−HK$720/mo
Today · 4.125%
HK$24,208
baseline
▲ 0.50% · 4.625%
HK$25,681
+HK$1,473/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$48,416/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,342
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,022
−HK$689/mo
Today · 4.125%
HK$26,711
baseline
▲ 0.50% · 4.625%
HK$28,119
+HK$1,408/mo
Deposit HK$555K · loan HK$4.99M · min. income ≈ HK$53,422/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,875 · Scale 2, in force from 26 Feb 2026)