LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,568
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$130,505
−HK$4,000/mo
Today · 4.125%
HK$134,505
baseline
▲ 0.50% · 4.625%
HK$142,689
+HK$8,184/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$269,010/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,806
−HK$7,607/mo
▼ 0.25% · 3.875%
HK$144,582
−HK$3,831/mo
Today · 4.125%
HK$148,413
baseline
▲ 0.50% · 4.625%
HK$156,236
+HK$7,823/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$296,826/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,882
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$156,606
−HK$4,800/mo
Today · 4.125%
HK$161,406
baseline
▲ 0.50% · 4.625%
HK$171,227
+HK$9,821/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$322,812/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,967
−HK$9,129/mo
▼ 0.25% · 3.875%
HK$173,499
−HK$4,597/mo
Today · 4.125%
HK$178,096
baseline
▲ 0.50% · 4.625%
HK$187,483
+HK$9,387/mo
Deposit HK$22.20M · loan HK$33.30M · min. income ≈ HK$356,192/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,195
−HK$11,112/mo
▼ 0.25% · 3.875%
HK$182,707
−HK$5,600/mo
Today · 4.125%
HK$188,307
baseline
▲ 0.50% · 4.625%
HK$199,765
+HK$11,458/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$376,614/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,128
−HK$10,650/mo
▼ 0.25% · 3.875%
HK$202,415
−HK$5,363/mo
Today · 4.125%
HK$207,778
baseline
▲ 0.50% · 4.625%
HK$218,731
+HK$10,953/mo
Deposit HK$16.65M · loan HK$38.85M · min. income ≈ HK$415,556/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,823
−HK$14,286/mo
▼ 0.25% · 3.875%
HK$234,909
−HK$7,200/mo
Today · 4.125%
HK$242,109
baseline
▲ 0.50% · 4.625%
HK$256,841
+HK$14,732/mo
Deposit HK$5.55M · loan HK$49.96M · min. income ≈ HK$484,218/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,450
−HK$13,694/mo
▼ 0.25% · 3.875%
HK$260,248
−HK$6,896/mo
Today · 4.125%
HK$267,144
baseline
▲ 0.50% · 4.625%
HK$281,225
+HK$14,081/mo
Deposit HK$5.55M · loan HK$49.96M · min. income ≈ HK$534,288/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,010 · Scale 2, in force from 26 Feb 2026)