LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,577
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$130,514
−HK$4,000/mo
Today · 4.125%
HK$134,514
baseline
▲ 0.50% · 4.625%
HK$142,699
+HK$8,185/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$269,028/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,815
−HK$7,608/mo
▼ 0.25% · 3.875%
HK$144,592
−HK$3,831/mo
Today · 4.125%
HK$148,423
baseline
▲ 0.50% · 4.625%
HK$156,247
+HK$7,824/mo
Deposit HK$27.75M · loan HK$27.75M · min. income ≈ HK$296,846/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,892
−HK$9,525/mo
▼ 0.25% · 3.875%
HK$156,617
−HK$4,800/mo
Today · 4.125%
HK$161,417
baseline
▲ 0.50% · 4.625%
HK$171,239
+HK$9,822/mo
Deposit HK$22.20M · loan HK$33.31M · min. income ≈ HK$322,834/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,978
−HK$9,130/mo
▼ 0.25% · 3.875%
HK$173,510
−HK$4,598/mo
Today · 4.125%
HK$178,108
baseline
▲ 0.50% · 4.625%
HK$187,496
+HK$9,388/mo
Deposit HK$22.20M · loan HK$33.31M · min. income ≈ HK$356,216/mo (50% DSR)
Upfront cash ≈ HK$24.56M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,207
−HK$11,113/mo
▼ 0.25% · 3.875%
HK$182,720
−HK$5,600/mo
Today · 4.125%
HK$188,320
baseline
▲ 0.50% · 4.625%
HK$199,779
+HK$11,459/mo
Deposit HK$16.65M · loan HK$38.86M · min. income ≈ HK$376,640/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,142
−HK$10,650/mo
▼ 0.25% · 3.875%
HK$202,429
−HK$5,363/mo
Today · 4.125%
HK$207,792
baseline
▲ 0.50% · 4.625%
HK$218,746
+HK$10,954/mo
Deposit HK$16.65M · loan HK$38.86M · min. income ≈ HK$415,584/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,838
−HK$14,288/mo
▼ 0.25% · 3.875%
HK$234,925
−HK$7,201/mo
Today · 4.125%
HK$242,126
baseline
▲ 0.50% · 4.625%
HK$256,858
+HK$14,732/mo
Deposit HK$5.55M · loan HK$49.96M · min. income ≈ HK$484,252/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,468
−HK$13,694/mo
▼ 0.25% · 3.875%
HK$260,266
−HK$6,896/mo
Today · 4.125%
HK$267,162
baseline
▲ 0.50% · 4.625%
HK$281,244
+HK$14,082/mo
Deposit HK$5.55M · loan HK$49.96M · min. income ≈ HK$534,324/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,170 · Scale 2, in force from 26 Feb 2026)