LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,594
−HK$7,938/mo
▼ 0.25% · 3.875%
HK$130,531
−HK$4,001/mo
Today · 4.125%
HK$134,532
baseline
▲ 0.50% · 4.625%
HK$142,718
+HK$8,186/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$269,064/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,834
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,611
−HK$3,832/mo
Today · 4.125%
HK$148,443
baseline
▲ 0.50% · 4.625%
HK$156,268
+HK$7,825/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$296,886/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,912
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,638
−HK$4,801/mo
Today · 4.125%
HK$161,439
baseline
▲ 0.50% · 4.625%
HK$171,262
+HK$9,823/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$322,878/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,001
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,534
−HK$4,598/mo
Today · 4.125%
HK$178,132
baseline
▲ 0.50% · 4.625%
HK$187,521
+HK$9,389/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$356,264/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,231
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$182,744
−HK$5,601/mo
Today · 4.125%
HK$188,345
baseline
▲ 0.50% · 4.625%
HK$199,806
+HK$11,461/mo
Deposit HK$16.66M · loan HK$38.86M · min. income ≈ HK$376,690/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,168
−HK$10,652/mo
▼ 0.25% · 3.875%
HK$202,456
−HK$5,364/mo
Today · 4.125%
HK$207,820
baseline
▲ 0.50% · 4.625%
HK$218,775
+HK$10,955/mo
Deposit HK$16.66M · loan HK$38.86M · min. income ≈ HK$415,640/mo (50% DSR)
Upfront cash ≈ HK$19.01M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,869
−HK$14,289/mo
▼ 0.25% · 3.875%
HK$234,957
−HK$7,201/mo
Today · 4.125%
HK$242,158
baseline
▲ 0.50% · 4.625%
HK$256,893
+HK$14,735/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$484,316/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,502
−HK$13,696/mo
▼ 0.25% · 3.875%
HK$260,300
−HK$6,898/mo
Today · 4.125%
HK$267,198
baseline
▲ 0.50% · 4.625%
HK$281,282
+HK$14,084/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$534,396/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,486 · Scale 2, in force from 26 Feb 2026)