LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,604
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,542
−HK$4,001/mo
Today · 4.125%
HK$134,543
baseline
▲ 0.50% · 4.625%
HK$142,730
+HK$8,187/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$269,086/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,846
−HK$7,609/mo
▼ 0.25% · 3.875%
HK$144,623
−HK$3,832/mo
Today · 4.125%
HK$148,455
baseline
▲ 0.50% · 4.625%
HK$156,280
+HK$7,825/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$296,910/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,925
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,651
−HK$4,801/mo
Today · 4.125%
HK$161,452
baseline
▲ 0.50% · 4.625%
HK$171,276
+HK$9,824/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$322,904/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,015
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,548
−HK$4,598/mo
Today · 4.125%
HK$178,146
baseline
▲ 0.50% · 4.625%
HK$187,536
+HK$9,390/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$356,292/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,246
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$182,759
−HK$5,601/mo
Today · 4.125%
HK$188,360
baseline
▲ 0.50% · 4.625%
HK$199,822
+HK$11,462/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$376,720/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,184
−HK$10,653/mo
▼ 0.25% · 3.875%
HK$202,472
−HK$5,365/mo
Today · 4.125%
HK$207,837
baseline
▲ 0.50% · 4.625%
HK$218,793
+HK$10,956/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$415,674/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,887
−HK$14,291/mo
▼ 0.25% · 3.875%
HK$234,976
−HK$7,202/mo
Today · 4.125%
HK$242,178
baseline
▲ 0.50% · 4.625%
HK$256,914
+HK$14,736/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$484,356/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,522
−HK$13,697/mo
▼ 0.25% · 3.875%
HK$260,322
−HK$6,897/mo
Today · 4.125%
HK$267,219
baseline
▲ 0.50% · 4.625%
HK$281,305
+HK$14,086/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$534,438/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,678 · Scale 2, in force from 26 Feb 2026)