LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,606
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$130,544
−HK$4,001/mo
Today · 4.125%
HK$134,545
baseline
▲ 0.50% · 4.625%
HK$142,732
+HK$8,187/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$269,090/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,847
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$144,625
−HK$3,832/mo
Today · 4.125%
HK$148,457
baseline
▲ 0.50% · 4.625%
HK$156,282
+HK$7,825/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$296,914/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,927
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$156,652
−HK$4,802/mo
Today · 4.125%
HK$161,454
baseline
▲ 0.50% · 4.625%
HK$171,278
+HK$9,824/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$322,908/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,017
−HK$9,131/mo
▼ 0.25% · 3.875%
HK$173,550
−HK$4,598/mo
Today · 4.125%
HK$178,148
baseline
▲ 0.50% · 4.625%
HK$187,539
+HK$9,391/mo
Deposit HK$22.21M · loan HK$33.31M · min. income ≈ HK$356,296/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,248
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$182,761
−HK$5,602/mo
Today · 4.125%
HK$188,363
baseline
▲ 0.50% · 4.625%
HK$199,824
+HK$11,461/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$376,726/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,186
−HK$10,654/mo
▼ 0.25% · 3.875%
HK$202,475
−HK$5,365/mo
Today · 4.125%
HK$207,840
baseline
▲ 0.50% · 4.625%
HK$218,795
+HK$10,955/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$415,680/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,890
−HK$14,291/mo
▼ 0.25% · 3.875%
HK$234,979
−HK$7,202/mo
Today · 4.125%
HK$242,181
baseline
▲ 0.50% · 4.625%
HK$256,917
+HK$14,736/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$484,362/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,525
−HK$13,698/mo
▼ 0.25% · 3.875%
HK$260,325
−HK$6,898/mo
Today · 4.125%
HK$267,223
baseline
▲ 0.50% · 4.625%
HK$281,308
+HK$14,085/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$534,446/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,708 · Scale 2, in force from 26 Feb 2026)