LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,661
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,054
−HK$401/mo
Today · 4.125%
HK$13,455
baseline
▲ 0.50% · 4.625%
HK$14,273
+HK$818/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,910/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,085
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,463
−HK$383/mo
Today · 4.125%
HK$14,846
baseline
▲ 0.50% · 4.625%
HK$15,628
+HK$782/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,692/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,193
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,665
−HK$480/mo
Today · 4.125%
HK$16,145
baseline
▲ 0.50% · 4.625%
HK$17,128
+HK$983/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,290/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,902
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,355
−HK$460/mo
Today · 4.125%
HK$17,815
baseline
▲ 0.50% · 4.625%
HK$18,754
+HK$939/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,630/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,725
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$560/mo
Today · 4.125%
HK$18,836
baseline
▲ 0.50% · 4.625%
HK$19,982
+HK$1,146/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,672/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,248
−HK$536/mo
Today · 4.125%
HK$20,784
baseline
▲ 0.50% · 4.625%
HK$21,880
+HK$1,096/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,568/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,789
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$720/mo
Today · 4.125%
HK$24,218
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,474/mo
Deposit HK$555K · loan HK$5.00M · min. income ≈ HK$48,436/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$689/mo
Today · 4.125%
HK$26,722
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,409/mo
Deposit HK$555K · loan HK$5.00M · min. income ≈ HK$53,444/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,927 · Scale 2, in force from 26 Feb 2026)