LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,661
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,055
−HK$400/mo
Today · 4.125%
HK$13,455
baseline
▲ 0.50% · 4.625%
HK$14,273
+HK$818/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,910/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,085
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,463
−HK$383/mo
Today · 4.125%
HK$14,846
baseline
▲ 0.50% · 4.625%
HK$15,629
+HK$783/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,692/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,193
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,666
−HK$480/mo
Today · 4.125%
HK$16,146
baseline
▲ 0.50% · 4.625%
HK$17,128
+HK$982/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,292/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,902
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,355
−HK$460/mo
Today · 4.125%
HK$17,815
baseline
▲ 0.50% · 4.625%
HK$18,754
+HK$939/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,630/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,725
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,276
−HK$561/mo
Today · 4.125%
HK$18,837
baseline
▲ 0.50% · 4.625%
HK$19,983
+HK$1,146/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,674/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,719
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,248
−HK$536/mo
Today · 4.125%
HK$20,784
baseline
▲ 0.50% · 4.625%
HK$21,880
+HK$1,096/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,568/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,789
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,498
−HK$721/mo
Today · 4.125%
HK$24,219
baseline
▲ 0.50% · 4.625%
HK$25,692
+HK$1,473/mo
Deposit HK$555K · loan HK$5.00M · min. income ≈ HK$48,438/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,353
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,033
−HK$690/mo
Today · 4.125%
HK$26,723
baseline
▲ 0.50% · 4.625%
HK$28,131
+HK$1,408/mo
Deposit HK$555K · loan HK$5.00M · min. income ≈ HK$53,446/mo (50% DSR)
Upfront cash ≈ HK$680K (deposit + AVD stamp duty HK$124,928 · Scale 2, in force from 26 Feb 2026)