LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,617
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$130,556
−HK$4,001/mo
Today · 4.125%
HK$134,557
baseline
▲ 0.50% · 4.625%
HK$142,745
+HK$8,188/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$269,114/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,861
−HK$7,610/mo
▼ 0.25% · 3.875%
HK$144,638
−HK$3,833/mo
Today · 4.125%
HK$148,471
baseline
▲ 0.50% · 4.625%
HK$156,297
+HK$7,826/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$296,942/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,941
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$156,667
−HK$4,802/mo
Today · 4.125%
HK$161,469
baseline
▲ 0.50% · 4.625%
HK$171,294
+HK$9,825/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$322,938/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,033
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$173,566
−HK$4,599/mo
Today · 4.125%
HK$178,165
baseline
▲ 0.50% · 4.625%
HK$187,556
+HK$9,391/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$356,330/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,264
−HK$11,116/mo
▼ 0.25% · 3.875%
HK$182,778
−HK$5,602/mo
Today · 4.125%
HK$188,380
baseline
▲ 0.50% · 4.625%
HK$199,843
+HK$11,463/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$376,760/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,205
−HK$10,654/mo
▼ 0.25% · 3.875%
HK$202,494
−HK$5,365/mo
Today · 4.125%
HK$207,859
baseline
▲ 0.50% · 4.625%
HK$218,816
+HK$10,957/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$415,718/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,911
−HK$14,292/mo
▼ 0.25% · 3.875%
HK$235,001
−HK$7,202/mo
Today · 4.125%
HK$242,203
baseline
▲ 0.50% · 4.625%
HK$256,941
+HK$14,738/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$484,406/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,549
−HK$13,698/mo
▼ 0.25% · 3.875%
HK$260,349
−HK$6,898/mo
Today · 4.125%
HK$267,247
baseline
▲ 0.50% · 4.625%
HK$281,334
+HK$14,087/mo
Deposit HK$5.55M · loan HK$49.97M · min. income ≈ HK$534,494/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,359,927 · Scale 2, in force from 26 Feb 2026)