LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,622
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$130,561
−HK$4,002/mo
Today · 4.125%
HK$134,563
baseline
▲ 0.50% · 4.625%
HK$142,750
+HK$8,187/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$269,126/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,866
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$144,644
−HK$3,833/mo
Today · 4.125%
HK$148,477
baseline
▲ 0.50% · 4.625%
HK$156,303
+HK$7,826/mo
Deposit HK$27.76M · loan HK$27.76M · min. income ≈ HK$296,954/mo (50% DSR)
Upfront cash ≈ HK$30.12M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,947
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$156,673
−HK$4,802/mo
Today · 4.125%
HK$161,475
baseline
▲ 0.50% · 4.625%
HK$171,300
+HK$9,825/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$322,950/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,039
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$173,573
−HK$4,599/mo
Today · 4.125%
HK$178,172
baseline
▲ 0.50% · 4.625%
HK$187,563
+HK$9,391/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$356,344/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,271
−HK$11,117/mo
▼ 0.25% · 3.875%
HK$182,785
−HK$5,603/mo
Today · 4.125%
HK$188,388
baseline
▲ 0.50% · 4.625%
HK$199,851
+HK$11,463/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$376,776/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,212
−HK$10,655/mo
▼ 0.25% · 3.875%
HK$202,501
−HK$5,366/mo
Today · 4.125%
HK$207,867
baseline
▲ 0.50% · 4.625%
HK$218,824
+HK$10,957/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$415,734/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,920
−HK$14,293/mo
▼ 0.25% · 3.875%
HK$235,010
−HK$7,203/mo
Today · 4.125%
HK$242,213
baseline
▲ 0.50% · 4.625%
HK$256,951
+HK$14,738/mo
Deposit HK$5.55M · loan HK$49.98M · min. income ≈ HK$484,426/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,559
−HK$13,699/mo
▼ 0.25% · 3.875%
HK$260,359
−HK$6,899/mo
Today · 4.125%
HK$267,258
baseline
▲ 0.50% · 4.625%
HK$281,345
+HK$14,087/mo
Deposit HK$5.55M · loan HK$49.98M · min. income ≈ HK$534,516/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,018 · Scale 2, in force from 26 Feb 2026)