LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,634
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$130,573
−HK$4,002/mo
Today · 4.125%
HK$134,575
baseline
▲ 0.50% · 4.625%
HK$142,764
+HK$8,189/mo
Deposit HK$27.77M · loan HK$27.77M · min. income ≈ HK$269,150/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,879
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,658
−HK$3,833/mo
Today · 4.125%
HK$148,491
baseline
▲ 0.50% · 4.625%
HK$156,318
+HK$7,827/mo
Deposit HK$27.77M · loan HK$27.77M · min. income ≈ HK$296,982/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,961
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$156,688
−HK$4,802/mo
Today · 4.125%
HK$161,490
baseline
▲ 0.50% · 4.625%
HK$171,317
+HK$9,827/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$322,980/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,055
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,589
−HK$4,600/mo
Today · 4.125%
HK$178,189
baseline
▲ 0.50% · 4.625%
HK$187,581
+HK$9,392/mo
Deposit HK$22.21M · loan HK$33.32M · min. income ≈ HK$356,378/mo (50% DSR)
Upfront cash ≈ HK$24.57M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,288
−HK$11,117/mo
▼ 0.25% · 3.875%
HK$182,803
−HK$5,602/mo
Today · 4.125%
HK$188,405
baseline
▲ 0.50% · 4.625%
HK$199,869
+HK$11,464/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$376,810/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,231
−HK$10,656/mo
▼ 0.25% · 3.875%
HK$202,521
−HK$5,366/mo
Today · 4.125%
HK$207,887
baseline
▲ 0.50% · 4.625%
HK$218,845
+HK$10,958/mo
Deposit HK$16.66M · loan HK$38.87M · min. income ≈ HK$415,774/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,942
−HK$14,294/mo
▼ 0.25% · 3.875%
HK$235,032
−HK$7,204/mo
Today · 4.125%
HK$242,236
baseline
▲ 0.50% · 4.625%
HK$256,975
+HK$14,739/mo
Deposit HK$5.55M · loan HK$49.98M · min. income ≈ HK$484,472/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,583
−HK$13,700/mo
▼ 0.25% · 3.875%
HK$260,384
−HK$6,899/mo
Today · 4.125%
HK$267,283
baseline
▲ 0.50% · 4.625%
HK$281,372
+HK$14,089/mo
Deposit HK$5.55M · loan HK$49.98M · min. income ≈ HK$534,566/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,241 · Scale 2, in force from 26 Feb 2026)