LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,647
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$130,587
−HK$4,002/mo
Today · 4.125%
HK$134,589
baseline
▲ 0.50% · 4.625%
HK$142,779
+HK$8,190/mo
Deposit HK$27.77M · loan HK$27.77M · min. income ≈ HK$269,178/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,894
−HK$7,612/mo
▼ 0.25% · 3.875%
HK$144,673
−HK$3,833/mo
Today · 4.125%
HK$148,506
baseline
▲ 0.50% · 4.625%
HK$156,334
+HK$7,828/mo
Deposit HK$27.77M · loan HK$27.77M · min. income ≈ HK$297,012/mo (50% DSR)
Upfront cash ≈ HK$30.13M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,977
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$156,704
−HK$4,803/mo
Today · 4.125%
HK$161,507
baseline
▲ 0.50% · 4.625%
HK$171,334
+HK$9,827/mo
Deposit HK$22.22M · loan HK$33.32M · min. income ≈ HK$323,014/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,073
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$173,607
−HK$4,600/mo
Today · 4.125%
HK$178,207
baseline
▲ 0.50% · 4.625%
HK$187,601
+HK$9,394/mo
Deposit HK$22.22M · loan HK$33.32M · min. income ≈ HK$356,414/mo (50% DSR)
Upfront cash ≈ HK$24.58M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,306
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$182,821
−HK$5,604/mo
Today · 4.125%
HK$188,425
baseline
▲ 0.50% · 4.625%
HK$199,890
+HK$11,465/mo
Deposit HK$16.66M · loan HK$38.88M · min. income ≈ HK$376,850/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,251
−HK$10,657/mo
▼ 0.25% · 3.875%
HK$202,542
−HK$5,366/mo
Today · 4.125%
HK$207,908
baseline
▲ 0.50% · 4.625%
HK$218,867
+HK$10,959/mo
Deposit HK$16.66M · loan HK$38.88M · min. income ≈ HK$415,816/mo (50% DSR)
Upfront cash ≈ HK$19.02M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$227,965
−HK$14,295/mo
▼ 0.25% · 3.875%
HK$235,056
−HK$7,204/mo
Today · 4.125%
HK$242,260
baseline
▲ 0.50% · 4.625%
HK$257,001
+HK$14,741/mo
Deposit HK$5.55M · loan HK$49.99M · min. income ≈ HK$484,520/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,609
−HK$13,702/mo
▼ 0.25% · 3.875%
HK$260,411
−HK$6,900/mo
Today · 4.125%
HK$267,311
baseline
▲ 0.50% · 4.625%
HK$281,401
+HK$14,090/mo
Deposit HK$5.55M · loan HK$49.99M · min. income ≈ HK$534,622/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$2,360,484 · Scale 2, in force from 26 Feb 2026)