LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,668
−HK$794/mo
▼ 0.25% · 3.875%
HK$13,062
−HK$400/mo
Today · 4.125%
HK$13,462
baseline
▲ 0.50% · 4.625%
HK$14,282
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,924/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,093
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,471
−HK$384/mo
Today · 4.125%
HK$14,855
baseline
▲ 0.50% · 4.625%
HK$15,638
+HK$783/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,710/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,202
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,675
−HK$480/mo
Today · 4.125%
HK$16,155
baseline
▲ 0.50% · 4.625%
HK$17,138
+HK$983/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,310/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,912
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,365
−HK$460/mo
Today · 4.125%
HK$17,825
baseline
▲ 0.50% · 4.625%
HK$18,765
+HK$940/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,650/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,735
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,287
−HK$560/mo
Today · 4.125%
HK$18,847
baseline
▲ 0.50% · 4.625%
HK$19,994
+HK$1,147/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,694/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,259
−HK$537/mo
Today · 4.125%
HK$20,796
baseline
▲ 0.50% · 4.625%
HK$21,893
+HK$1,097/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,592/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,803
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,512
−HK$720/mo
Today · 4.125%
HK$24,232
baseline
▲ 0.50% · 4.625%
HK$25,707
+HK$1,475/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,464/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,368
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,048
−HK$690/mo
Today · 4.125%
HK$26,738
baseline
▲ 0.50% · 4.625%
HK$28,148
+HK$1,410/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,476/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,000 · Scale 2, in force from 26 Feb 2026)