LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,699
−HK$7,945/mo
▼ 0.25% · 3.875%
HK$130,640
−HK$4,004/mo
Today · 4.125%
HK$134,644
baseline
▲ 0.50% · 4.625%
HK$142,837
+HK$8,193/mo
Deposit HK$27.78M · loan HK$27.78M · min. income ≈ HK$269,288/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,951
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$144,732
−HK$3,835/mo
Today · 4.125%
HK$148,567
baseline
▲ 0.50% · 4.625%
HK$156,398
+HK$7,831/mo
Deposit HK$27.78M · loan HK$27.78M · min. income ≈ HK$297,134/mo (50% DSR)
Upfront cash ≈ HK$30.14M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,039
−HK$9,534/mo
▼ 0.25% · 3.875%
HK$156,768
−HK$4,805/mo
Today · 4.125%
HK$161,573
baseline
▲ 0.50% · 4.625%
HK$171,404
+HK$9,831/mo
Deposit HK$22.23M · loan HK$33.34M · min. income ≈ HK$323,146/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,142
−HK$9,138/mo
▼ 0.25% · 3.875%
HK$173,678
−HK$4,602/mo
Today · 4.125%
HK$178,280
baseline
▲ 0.50% · 4.625%
HK$187,677
+HK$9,397/mo
Deposit HK$22.23M · loan HK$33.34M · min. income ≈ HK$356,560/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,379
−HK$11,123/mo
▼ 0.25% · 3.875%
HK$182,896
−HK$5,606/mo
Today · 4.125%
HK$188,502
baseline
▲ 0.50% · 4.625%
HK$199,972
+HK$11,470/mo
Deposit HK$16.67M · loan HK$38.89M · min. income ≈ HK$377,004/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,332
−HK$10,661/mo
▼ 0.25% · 3.875%
HK$202,624
−HK$5,369/mo
Today · 4.125%
HK$207,993
baseline
▲ 0.50% · 4.625%
HK$218,957
+HK$10,964/mo
Deposit HK$16.67M · loan HK$38.89M · min. income ≈ HK$415,986/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,058
−HK$14,301/mo
▼ 0.25% · 3.875%
HK$235,152
−HK$7,207/mo
Today · 4.125%
HK$242,359
baseline
▲ 0.50% · 4.625%
HK$257,106
+HK$14,747/mo
Deposit HK$5.56M · loan HK$50.01M · min. income ≈ HK$484,718/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,712
−HK$13,708/mo
▼ 0.25% · 3.875%
HK$260,517
−HK$6,903/mo
Today · 4.125%
HK$267,420
baseline
▲ 0.50% · 4.625%
HK$281,516
+HK$14,096/mo
Deposit HK$5.56M · loan HK$50.01M · min. income ≈ HK$534,840/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,361,449 · Scale 2, in force from 26 Feb 2026)