LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,670
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,064
−HK$401/mo
Today · 4.125%
HK$13,465
baseline
▲ 0.50% · 4.625%
HK$14,284
+HK$819/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,930/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,096
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,474
−HK$383/mo
Today · 4.125%
HK$14,857
baseline
▲ 0.50% · 4.625%
HK$15,640
+HK$783/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,714/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,204
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,677
−HK$481/mo
Today · 4.125%
HK$16,158
baseline
▲ 0.50% · 4.625%
HK$17,141
+HK$983/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,316/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,915
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,368
−HK$460/mo
Today · 4.125%
HK$17,828
baseline
▲ 0.50% · 4.625%
HK$18,768
+HK$940/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,656/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,738
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,290
−HK$561/mo
Today · 4.125%
HK$18,851
baseline
▲ 0.50% · 4.625%
HK$19,998
+HK$1,147/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,702/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,734
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,263
−HK$537/mo
Today · 4.125%
HK$20,800
baseline
▲ 0.50% · 4.625%
HK$21,896
+HK$1,096/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,600/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,806
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,516
−HK$721/mo
Today · 4.125%
HK$24,237
baseline
▲ 0.50% · 4.625%
HK$25,711
+HK$1,474/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,474/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,372
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,052
−HK$691/mo
Today · 4.125%
HK$26,743
baseline
▲ 0.50% · 4.625%
HK$28,152
+HK$1,409/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,486/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,022 · Scale 2, in force from 26 Feb 2026)