LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,718
−HK$7,946/mo
▼ 0.25% · 3.875%
HK$130,660
−HK$4,004/mo
Today · 4.125%
HK$134,664
baseline
▲ 0.50% · 4.625%
HK$142,858
+HK$8,194/mo
Deposit HK$27.79M · loan HK$27.79M · min. income ≈ HK$269,328/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,973
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$144,753
−HK$3,836/mo
Today · 4.125%
HK$148,589
baseline
▲ 0.50% · 4.625%
HK$156,421
+HK$7,832/mo
Deposit HK$27.79M · loan HK$27.79M · min. income ≈ HK$297,178/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,062
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$156,792
−HK$4,805/mo
Today · 4.125%
HK$161,597
baseline
▲ 0.50% · 4.625%
HK$171,430
+HK$9,833/mo
Deposit HK$22.23M · loan HK$33.34M · min. income ≈ HK$323,194/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,167
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$173,704
−HK$4,603/mo
Today · 4.125%
HK$178,307
baseline
▲ 0.50% · 4.625%
HK$187,705
+HK$9,398/mo
Deposit HK$22.23M · loan HK$33.34M · min. income ≈ HK$356,614/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,405
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$182,924
−HK$5,606/mo
Today · 4.125%
HK$188,530
baseline
▲ 0.50% · 4.625%
HK$200,002
+HK$11,472/mo
Deposit HK$16.67M · loan HK$38.90M · min. income ≈ HK$377,060/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,362
−HK$10,662/mo
▼ 0.25% · 3.875%
HK$202,655
−HK$5,369/mo
Today · 4.125%
HK$208,024
baseline
▲ 0.50% · 4.625%
HK$218,990
+HK$10,966/mo
Deposit HK$16.67M · loan HK$38.90M · min. income ≈ HK$416,048/mo (50% DSR)
Upfront cash ≈ HK$19.03M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,092
−HK$14,304/mo
▼ 0.25% · 3.875%
HK$235,187
−HK$7,209/mo
Today · 4.125%
HK$242,396
baseline
▲ 0.50% · 4.625%
HK$257,145
+HK$14,749/mo
Deposit HK$5.56M · loan HK$50.01M · min. income ≈ HK$484,792/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,751
−HK$13,709/mo
▼ 0.25% · 3.875%
HK$260,556
−HK$6,904/mo
Today · 4.125%
HK$267,460
baseline
▲ 0.50% · 4.625%
HK$281,558
+HK$14,098/mo
Deposit HK$5.56M · loan HK$50.01M · min. income ≈ HK$534,920/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,361,803 · Scale 2, in force from 26 Feb 2026)