LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,673
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,067
−HK$401/mo
Today · 4.125%
HK$13,468
baseline
▲ 0.50% · 4.625%
HK$14,287
+HK$819/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,936/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,099
−HK$761/mo
▼ 0.25% · 3.875%
HK$14,477
−HK$383/mo
Today · 4.125%
HK$14,860
baseline
▲ 0.50% · 4.625%
HK$15,644
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,720/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,208
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,681
−HK$480/mo
Today · 4.125%
HK$16,161
baseline
▲ 0.50% · 4.625%
HK$17,145
+HK$984/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,322/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,919
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,372
−HK$461/mo
Today · 4.125%
HK$17,833
baseline
▲ 0.50% · 4.625%
HK$18,773
+HK$940/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,666/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,742
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,294
−HK$561/mo
Today · 4.125%
HK$18,855
baseline
▲ 0.50% · 4.625%
HK$20,002
+HK$1,147/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,710/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,738
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,268
−HK$537/mo
Today · 4.125%
HK$20,805
baseline
▲ 0.50% · 4.625%
HK$21,901
+HK$1,096/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,610/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,812
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,521
−HK$721/mo
Today · 4.125%
HK$24,242
baseline
▲ 0.50% · 4.625%
HK$25,717
+HK$1,475/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,484/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,058
−HK$691/mo
Today · 4.125%
HK$26,749
baseline
▲ 0.50% · 4.625%
HK$28,159
+HK$1,410/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,498/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,051 · Scale 2, in force from 26 Feb 2026)