LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,674
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,068
−HK$401/mo
Today · 4.125%
HK$13,469
baseline
▲ 0.50% · 4.625%
HK$14,288
+HK$819/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,938/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,099
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,478
−HK$383/mo
Today · 4.125%
HK$14,861
baseline
▲ 0.50% · 4.625%
HK$15,645
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,722/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,209
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,682
−HK$480/mo
Today · 4.125%
HK$16,162
baseline
▲ 0.50% · 4.625%
HK$17,146
+HK$984/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$32,324/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,919
−HK$914/mo
▼ 0.25% · 3.875%
HK$17,373
−HK$460/mo
Today · 4.125%
HK$17,833
baseline
▲ 0.50% · 4.625%
HK$18,774
+HK$941/mo
Deposit HK$2.22M · loan HK$3.33M · min. income ≈ HK$35,666/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,743
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,295
−HK$561/mo
Today · 4.125%
HK$18,856
baseline
▲ 0.50% · 4.625%
HK$20,003
+HK$1,147/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,712/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,739
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,269
−HK$537/mo
Today · 4.125%
HK$20,806
baseline
▲ 0.50% · 4.625%
HK$21,902
+HK$1,096/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,612/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,522
−HK$721/mo
Today · 4.125%
HK$24,243
baseline
▲ 0.50% · 4.625%
HK$25,719
+HK$1,476/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,486/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,379
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,060
−HK$690/mo
Today · 4.125%
HK$26,750
baseline
▲ 0.50% · 4.625%
HK$28,160
+HK$1,410/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,500/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,057 · Scale 2, in force from 26 Feb 2026)