LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,739
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$130,682
−HK$4,005/mo
Today · 4.125%
HK$134,687
baseline
▲ 0.50% · 4.625%
HK$142,883
+HK$8,196/mo
Deposit HK$27.79M · loan HK$27.79M · min. income ≈ HK$269,374/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$140,996
−HK$7,618/mo
▼ 0.25% · 3.875%
HK$144,778
−HK$3,836/mo
Today · 4.125%
HK$148,614
baseline
▲ 0.50% · 4.625%
HK$156,448
+HK$7,834/mo
Deposit HK$27.79M · loan HK$27.79M · min. income ≈ HK$297,228/mo (50% DSR)
Upfront cash ≈ HK$30.15M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,087
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$156,818
−HK$4,807/mo
Today · 4.125%
HK$161,625
baseline
▲ 0.50% · 4.625%
HK$171,459
+HK$9,834/mo
Deposit HK$22.23M · loan HK$33.35M · min. income ≈ HK$323,250/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,196
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$173,733
−HK$4,604/mo
Today · 4.125%
HK$178,337
baseline
▲ 0.50% · 4.625%
HK$187,737
+HK$9,400/mo
Deposit HK$22.23M · loan HK$33.35M · min. income ≈ HK$356,674/mo (50% DSR)
Upfront cash ≈ HK$24.59M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,435
−HK$11,127/mo
▼ 0.25% · 3.875%
HK$182,954
−HK$5,608/mo
Today · 4.125%
HK$188,562
baseline
▲ 0.50% · 4.625%
HK$200,036
+HK$11,474/mo
Deposit HK$16.67M · loan HK$38.91M · min. income ≈ HK$377,124/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,395
−HK$10,665/mo
▼ 0.25% · 3.875%
HK$202,689
−HK$5,371/mo
Today · 4.125%
HK$208,060
baseline
▲ 0.50% · 4.625%
HK$219,027
+HK$10,967/mo
Deposit HK$16.67M · loan HK$38.91M · min. income ≈ HK$416,120/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,131
−HK$14,306/mo
▼ 0.25% · 3.875%
HK$235,227
−HK$7,210/mo
Today · 4.125%
HK$242,437
baseline
▲ 0.50% · 4.625%
HK$257,189
+HK$14,752/mo
Deposit HK$5.56M · loan HK$50.02M · min. income ≈ HK$484,874/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,793
−HK$13,712/mo
▼ 0.25% · 3.875%
HK$260,600
−HK$6,905/mo
Today · 4.125%
HK$267,505
baseline
▲ 0.50% · 4.625%
HK$281,606
+HK$14,101/mo
Deposit HK$5.56M · loan HK$50.02M · min. income ≈ HK$535,010/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,202 · Scale 2, in force from 26 Feb 2026)