LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,676
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,070
−HK$401/mo
Today · 4.125%
HK$13,471
baseline
▲ 0.50% · 4.625%
HK$14,291
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,942/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,102
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,480
−HK$384/mo
Today · 4.125%
HK$14,864
baseline
▲ 0.50% · 4.625%
HK$15,647
+HK$783/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,728/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,211
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,684
−HK$481/mo
Today · 4.125%
HK$16,165
baseline
▲ 0.50% · 4.625%
HK$17,149
+HK$984/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$32,330/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,922
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,376
−HK$461/mo
Today · 4.125%
HK$17,837
baseline
▲ 0.50% · 4.625%
HK$18,777
+HK$940/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$35,674/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,747
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,299
−HK$560/mo
Today · 4.125%
HK$18,859
baseline
▲ 0.50% · 4.625%
HK$20,007
+HK$1,148/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,718/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,743
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,272
−HK$537/mo
Today · 4.125%
HK$20,809
baseline
▲ 0.50% · 4.625%
HK$21,906
+HK$1,097/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,618/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,817
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,527
−HK$721/mo
Today · 4.125%
HK$24,248
baseline
▲ 0.50% · 4.625%
HK$25,723
+HK$1,475/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,496/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,384
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,064
−HK$691/mo
Today · 4.125%
HK$26,755
baseline
▲ 0.50% · 4.625%
HK$28,165
+HK$1,410/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,510/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,079 · Scale 2, in force from 26 Feb 2026)