LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,765
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,708
−HK$4,006/mo
Today · 4.125%
HK$134,714
baseline
▲ 0.50% · 4.625%
HK$142,911
+HK$8,197/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,428/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,024
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$144,806
−HK$3,837/mo
Today · 4.125%
HK$148,643
baseline
▲ 0.50% · 4.625%
HK$156,479
+HK$7,836/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,286/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,117
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$156,849
−HK$4,808/mo
Today · 4.125%
HK$161,657
baseline
▲ 0.50% · 4.625%
HK$171,493
+HK$9,836/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,314/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,229
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$173,768
−HK$4,604/mo
Today · 4.125%
HK$178,372
baseline
▲ 0.50% · 4.625%
HK$187,774
+HK$9,402/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,744/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,470
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,991
−HK$5,608/mo
Today · 4.125%
HK$188,599
baseline
▲ 0.50% · 4.625%
HK$200,075
+HK$11,476/mo
Deposit HK$16.68M · loan HK$38.91M · min. income ≈ HK$377,198/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,434
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$202,729
−HK$5,372/mo
Today · 4.125%
HK$208,101
baseline
▲ 0.50% · 4.625%
HK$219,070
+HK$10,969/mo
Deposit HK$16.68M · loan HK$38.91M · min. income ≈ HK$416,202/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,176
−HK$14,309/mo
▼ 0.25% · 3.875%
HK$235,274
−HK$7,211/mo
Today · 4.125%
HK$242,485
baseline
▲ 0.50% · 4.625%
HK$257,239
+HK$14,754/mo
Deposit HK$5.56M · loan HK$50.03M · min. income ≈ HK$484,970/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,844
−HK$13,714/mo
▼ 0.25% · 3.875%
HK$260,652
−HK$6,906/mo
Today · 4.125%
HK$267,558
baseline
▲ 0.50% · 4.625%
HK$281,661
+HK$14,103/mo
Deposit HK$5.56M · loan HK$50.03M · min. income ≈ HK$535,116/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,670 · Scale 2, in force from 26 Feb 2026)