LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,770
−HK$7,950/mo
▼ 0.25% · 3.875%
HK$130,713
−HK$4,007/mo
Today · 4.125%
HK$134,720
baseline
▲ 0.50% · 4.625%
HK$142,917
+HK$8,197/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,440/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,030
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,813
−HK$3,837/mo
Today · 4.125%
HK$148,650
baseline
▲ 0.50% · 4.625%
HK$156,485
+HK$7,835/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,300/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,124
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,856
−HK$4,807/mo
Today · 4.125%
HK$161,663
baseline
▲ 0.50% · 4.625%
HK$171,500
+HK$9,837/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,326/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,236
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$173,775
−HK$4,605/mo
Today · 4.125%
HK$178,380
baseline
▲ 0.50% · 4.625%
HK$187,782
+HK$9,402/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,760/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,478
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$182,998
−HK$5,609/mo
Today · 4.125%
HK$188,607
baseline
▲ 0.50% · 4.625%
HK$200,084
+HK$11,477/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$377,214/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,442
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$202,738
−HK$5,372/mo
Today · 4.125%
HK$208,110
baseline
▲ 0.50% · 4.625%
HK$219,079
+HK$10,969/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$416,220/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,186
−HK$14,309/mo
▼ 0.25% · 3.875%
HK$235,284
−HK$7,211/mo
Today · 4.125%
HK$242,495
baseline
▲ 0.50% · 4.625%
HK$257,250
+HK$14,755/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$484,990/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,854
−HK$13,715/mo
▼ 0.25% · 3.875%
HK$260,663
−HK$6,906/mo
Today · 4.125%
HK$267,569
baseline
▲ 0.50% · 4.625%
HK$281,673
+HK$14,104/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$535,138/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,770 · Scale 2, in force from 26 Feb 2026)