LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,771
−HK$7,949/mo
▼ 0.25% · 3.875%
HK$130,714
−HK$4,006/mo
Today · 4.125%
HK$134,720
baseline
▲ 0.50% · 4.625%
HK$142,918
+HK$8,198/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,440/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,031
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,813
−HK$3,838/mo
Today · 4.125%
HK$148,651
baseline
▲ 0.50% · 4.625%
HK$156,486
+HK$7,835/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,302/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,125
−HK$9,539/mo
▼ 0.25% · 3.875%
HK$156,857
−HK$4,807/mo
Today · 4.125%
HK$161,664
baseline
▲ 0.50% · 4.625%
HK$171,501
+HK$9,837/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,328/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,237
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$173,776
−HK$4,605/mo
Today · 4.125%
HK$178,381
baseline
▲ 0.50% · 4.625%
HK$187,783
+HK$9,402/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,762/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,479
−HK$11,129/mo
▼ 0.25% · 3.875%
HK$183,000
−HK$5,608/mo
Today · 4.125%
HK$188,608
baseline
▲ 0.50% · 4.625%
HK$200,085
+HK$11,477/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$377,216/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,444
−HK$10,667/mo
▼ 0.25% · 3.875%
HK$202,739
−HK$5,372/mo
Today · 4.125%
HK$208,111
baseline
▲ 0.50% · 4.625%
HK$219,081
+HK$10,970/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$416,222/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,187
−HK$14,310/mo
▼ 0.25% · 3.875%
HK$235,285
−HK$7,212/mo
Today · 4.125%
HK$242,497
baseline
▲ 0.50% · 4.625%
HK$257,252
+HK$14,755/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$484,994/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,856
−HK$13,715/mo
▼ 0.25% · 3.875%
HK$260,664
−HK$6,907/mo
Today · 4.125%
HK$267,571
baseline
▲ 0.50% · 4.625%
HK$281,675
+HK$14,104/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$535,142/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,784 · Scale 2, in force from 26 Feb 2026)