LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,779
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,723
−HK$4,007/mo
Today · 4.125%
HK$134,730
baseline
▲ 0.50% · 4.625%
HK$142,927
+HK$8,197/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,460/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,041
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$144,823
−HK$3,838/mo
Today · 4.125%
HK$148,661
baseline
▲ 0.50% · 4.625%
HK$156,497
+HK$7,836/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,322/mo (50% DSR)
Upfront cash ≈ HK$30.16M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,135
−HK$9,540/mo
▼ 0.25% · 3.875%
HK$156,867
−HK$4,808/mo
Today · 4.125%
HK$161,675
baseline
▲ 0.50% · 4.625%
HK$171,513
+HK$9,838/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,350/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,249
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$173,788
−HK$4,605/mo
Today · 4.125%
HK$178,393
baseline
▲ 0.50% · 4.625%
HK$187,796
+HK$9,403/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,786/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,491
−HK$11,130/mo
▼ 0.25% · 3.875%
HK$183,012
−HK$5,609/mo
Today · 4.125%
HK$188,621
baseline
▲ 0.50% · 4.625%
HK$200,098
+HK$11,477/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$377,242/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,457
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$202,753
−HK$5,372/mo
Today · 4.125%
HK$208,125
baseline
▲ 0.50% · 4.625%
HK$219,096
+HK$10,971/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$416,250/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,203
−HK$14,310/mo
▼ 0.25% · 3.875%
HK$235,301
−HK$7,212/mo
Today · 4.125%
HK$242,513
baseline
▲ 0.50% · 4.625%
HK$257,269
+HK$14,756/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$485,026/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,873
−HK$13,716/mo
▼ 0.25% · 3.875%
HK$260,682
−HK$6,907/mo
Today · 4.125%
HK$267,589
baseline
▲ 0.50% · 4.625%
HK$281,694
+HK$14,105/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$535,178/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,362,946 · Scale 2, in force from 26 Feb 2026)