LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,679
−HK$795/mo
▼ 0.25% · 3.875%
HK$13,073
−HK$401/mo
Today · 4.125%
HK$13,474
baseline
▲ 0.50% · 4.625%
HK$14,294
+HK$820/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$26,948/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,105
−HK$762/mo
▼ 0.25% · 3.875%
HK$14,484
−HK$383/mo
Today · 4.125%
HK$14,867
baseline
▲ 0.50% · 4.625%
HK$15,651
+HK$784/mo
Deposit HK$2.78M · loan HK$2.78M · min. income ≈ HK$29,734/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,215
−HK$954/mo
▼ 0.25% · 3.875%
HK$15,688
−HK$481/mo
Today · 4.125%
HK$16,169
baseline
▲ 0.50% · 4.625%
HK$17,153
+HK$984/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$32,338/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,926
−HK$915/mo
▼ 0.25% · 3.875%
HK$17,380
−HK$461/mo
Today · 4.125%
HK$17,841
baseline
▲ 0.50% · 4.625%
HK$18,781
+HK$940/mo
Deposit HK$2.22M · loan HK$3.34M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,751
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,303
−HK$561/mo
Today · 4.125%
HK$18,864
baseline
▲ 0.50% · 4.625%
HK$20,012
+HK$1,148/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$37,728/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,747
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,277
−HK$537/mo
Today · 4.125%
HK$20,814
baseline
▲ 0.50% · 4.625%
HK$21,912
+HK$1,098/mo
Deposit HK$1.67M · loan HK$3.89M · min. income ≈ HK$41,628/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,822
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,532
−HK$721/mo
Today · 4.125%
HK$24,253
baseline
▲ 0.50% · 4.625%
HK$25,729
+HK$1,476/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$48,506/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,390
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,071
−HK$690/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,172
+HK$1,411/mo
Deposit HK$556K · loan HK$5.00M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$125,109 · Scale 2, in force from 26 Feb 2026)