LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,791
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,735
−HK$4,007/mo
Today · 4.125%
HK$134,742
baseline
▲ 0.50% · 4.625%
HK$142,940
+HK$8,198/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,484/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,053
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,836
−HK$3,838/mo
Today · 4.125%
HK$148,674
baseline
▲ 0.50% · 4.625%
HK$156,511
+HK$7,837/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,348/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,149
−HK$9,541/mo
▼ 0.25% · 3.875%
HK$156,882
−HK$4,808/mo
Today · 4.125%
HK$161,690
baseline
▲ 0.50% · 4.625%
HK$171,528
+HK$9,838/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,380/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,264
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$173,804
−HK$4,605/mo
Today · 4.125%
HK$178,409
baseline
▲ 0.50% · 4.625%
HK$187,813
+HK$9,404/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,818/mo (50% DSR)
Upfront cash ≈ HK$24.60M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,507
−HK$11,131/mo
▼ 0.25% · 3.875%
HK$183,028
−HK$5,610/mo
Today · 4.125%
HK$188,638
baseline
▲ 0.50% · 4.625%
HK$200,116
+HK$11,478/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$377,276/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,475
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,771
−HK$5,373/mo
Today · 4.125%
HK$208,144
baseline
▲ 0.50% · 4.625%
HK$219,115
+HK$10,971/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$416,288/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,223
−HK$14,312/mo
▼ 0.25% · 3.875%
HK$235,322
−HK$7,213/mo
Today · 4.125%
HK$242,535
baseline
▲ 0.50% · 4.625%
HK$257,293
+HK$14,758/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$485,070/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,896
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$260,705
−HK$6,908/mo
Today · 4.125%
HK$267,613
baseline
▲ 0.50% · 4.625%
HK$281,720
+HK$14,107/mo
Deposit HK$5.56M · loan HK$50.04M · min. income ≈ HK$535,226/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,158 · Scale 2, in force from 26 Feb 2026)