LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,796
−HK$7,951/mo
▼ 0.25% · 3.875%
HK$130,740
−HK$4,007/mo
Today · 4.125%
HK$134,747
baseline
▲ 0.50% · 4.625%
HK$142,946
+HK$8,199/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$269,494/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,059
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$144,842
−HK$3,838/mo
Today · 4.125%
HK$148,680
baseline
▲ 0.50% · 4.625%
HK$156,517
+HK$7,837/mo
Deposit HK$27.80M · loan HK$27.80M · min. income ≈ HK$297,360/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,155
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$156,888
−HK$4,809/mo
Today · 4.125%
HK$161,697
baseline
▲ 0.50% · 4.625%
HK$171,536
+HK$9,839/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$323,394/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,271
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$173,811
−HK$4,605/mo
Today · 4.125%
HK$178,416
baseline
▲ 0.50% · 4.625%
HK$187,821
+HK$9,405/mo
Deposit HK$22.24M · loan HK$33.36M · min. income ≈ HK$356,832/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,514
−HK$11,132/mo
▼ 0.25% · 3.875%
HK$183,036
−HK$5,610/mo
Today · 4.125%
HK$188,646
baseline
▲ 0.50% · 4.625%
HK$200,125
+HK$11,479/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$377,292/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,483
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$202,779
−HK$5,373/mo
Today · 4.125%
HK$208,152
baseline
▲ 0.50% · 4.625%
HK$219,124
+HK$10,972/mo
Deposit HK$16.68M · loan HK$38.92M · min. income ≈ HK$416,304/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,233
−HK$14,312/mo
▼ 0.25% · 3.875%
HK$235,332
−HK$7,213/mo
Today · 4.125%
HK$242,545
baseline
▲ 0.50% · 4.625%
HK$257,303
+HK$14,758/mo
Deposit HK$5.56M · loan HK$50.05M · min. income ≈ HK$485,090/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,907
−HK$13,718/mo
▼ 0.25% · 3.875%
HK$260,716
−HK$6,909/mo
Today · 4.125%
HK$267,625
baseline
▲ 0.50% · 4.625%
HK$281,731
+HK$14,106/mo
Deposit HK$5.56M · loan HK$50.05M · min. income ≈ HK$535,250/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,258 · Scale 2, in force from 26 Feb 2026)