LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,811
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$130,756
−HK$4,007/mo
Today · 4.125%
HK$134,763
baseline
▲ 0.50% · 4.625%
HK$142,963
+HK$8,200/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,526/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,076
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$144,860
−HK$3,838/mo
Today · 4.125%
HK$148,698
baseline
▲ 0.50% · 4.625%
HK$156,536
+HK$7,838/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,396/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,173
−HK$9,543/mo
▼ 0.25% · 3.875%
HK$156,907
−HK$4,809/mo
Today · 4.125%
HK$161,716
baseline
▲ 0.50% · 4.625%
HK$171,556
+HK$9,840/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,432/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,291
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$173,832
−HK$4,606/mo
Today · 4.125%
HK$178,438
baseline
▲ 0.50% · 4.625%
HK$187,843
+HK$9,405/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,876/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,536
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$183,058
−HK$5,611/mo
Today · 4.125%
HK$188,669
baseline
▲ 0.50% · 4.625%
HK$200,149
+HK$11,480/mo
Deposit HK$16.68M · loan HK$38.93M · min. income ≈ HK$377,338/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,507
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$202,804
−HK$5,373/mo
Today · 4.125%
HK$208,177
baseline
▲ 0.50% · 4.625%
HK$219,151
+HK$10,974/mo
Deposit HK$16.68M · loan HK$38.93M · min. income ≈ HK$416,354/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,260
−HK$14,314/mo
▼ 0.25% · 3.875%
HK$235,360
−HK$7,214/mo
Today · 4.125%
HK$242,574
baseline
▲ 0.50% · 4.625%
HK$257,334
+HK$14,760/mo
Deposit HK$5.56M · loan HK$50.05M · min. income ≈ HK$485,148/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,937
−HK$13,719/mo
▼ 0.25% · 3.875%
HK$260,747
−HK$6,909/mo
Today · 4.125%
HK$267,656
baseline
▲ 0.50% · 4.625%
HK$281,765
+HK$14,109/mo
Deposit HK$5.56M · loan HK$50.05M · min. income ≈ HK$535,312/mo (50% DSR)
Upfront cash ≈ HK$7.92M (deposit + AVD stamp duty HK$2,363,539 · Scale 2, in force from 26 Feb 2026)