LTV · monthly repayment
▼ 0.50% · 3.625%
HK$126,830
−HK$7,953/mo
▼ 0.25% · 3.875%
HK$130,775
−HK$4,008/mo
Today · 4.125%
HK$134,783
baseline
▲ 0.50% · 4.625%
HK$142,985
+HK$8,202/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$269,566/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$141,097
−HK$7,623/mo
▼ 0.25% · 3.875%
HK$144,881
−HK$3,839/mo
Today · 4.125%
HK$148,720
baseline
▲ 0.50% · 4.625%
HK$156,559
+HK$7,839/mo
Deposit HK$27.81M · loan HK$27.81M · min. income ≈ HK$297,440/mo (50% DSR)
Upfront cash ≈ HK$30.17M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$152,196
−HK$9,544/mo
▼ 0.25% · 3.875%
HK$156,930
−HK$4,810/mo
Today · 4.125%
HK$161,740
baseline
▲ 0.50% · 4.625%
HK$171,582
+HK$9,842/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$323,480/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,317
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$173,858
−HK$4,606/mo
Today · 4.125%
HK$178,464
baseline
▲ 0.50% · 4.625%
HK$187,871
+HK$9,407/mo
Deposit HK$22.25M · loan HK$33.37M · min. income ≈ HK$356,928/mo (50% DSR)
Upfront cash ≈ HK$24.61M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$177,562
−HK$11,135/mo
▼ 0.25% · 3.875%
HK$183,085
−HK$5,612/mo
Today · 4.125%
HK$188,697
baseline
▲ 0.50% · 4.625%
HK$200,179
+HK$11,482/mo
Deposit HK$16.69M · loan HK$38.93M · min. income ≈ HK$377,394/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,536
−HK$10,672/mo
▼ 0.25% · 3.875%
HK$202,834
−HK$5,374/mo
Today · 4.125%
HK$208,208
baseline
▲ 0.50% · 4.625%
HK$219,183
+HK$10,975/mo
Deposit HK$16.69M · loan HK$38.93M · min. income ≈ HK$416,416/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$228,294
−HK$14,316/mo
▼ 0.25% · 3.875%
HK$235,395
−HK$7,215/mo
Today · 4.125%
HK$242,610
baseline
▲ 0.50% · 4.625%
HK$257,372
+HK$14,762/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$485,220/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,975
−HK$13,721/mo
▼ 0.25% · 3.875%
HK$260,786
−HK$6,910/mo
Today · 4.125%
HK$267,696
baseline
▲ 0.50% · 4.625%
HK$281,807
+HK$14,111/mo
Deposit HK$5.56M · loan HK$50.06M · min. income ≈ HK$535,392/mo (50% DSR)
Upfront cash ≈ HK$7.93M (deposit + AVD stamp duty HK$2,363,891 · Scale 2, in force from 26 Feb 2026)